Legal and Display: LeapDB LLC Terms and conditions of TalkPlus Service of AD(x) Article 1 (Purpose) The purpose of these terms and conditions is to regulate the rights, duties and responsibilities of AD(x) (hereinafter ‘COMPANY’) and its members in relation to the use of TalkPlus Service (hereinafter ‘service’) provided by the COMPANY. Article 2 (Definitions) Definitions of terms used in this terms and conditions are as follows. 1. “Service” means all TalkPlus-related services that members can use regardless of terminals (including various wired and wireless devices such as PCs and portable terminals). 2. “Site” refers to the website (https://talkplus.io/) operated by the COMPANY to provide TalkPlus Service. 3. “Member” refers to customers who access service of the COMPANY, enter into a use contract with the COMPANY in accordance with these terms and conditions, and use the service provided by the COMPANY. 4. “E-mail” refers to the registered e-mail addresses set by members and approved by the COMPANY during membership subscription for identification of members and service use. 5. "Password" means a combination of letters or numbers set by the members themselves to confirm that they are the members of the registered IDs and to protect the confidentiality. Article 3 (Stipulation, explanation, and revision of terms and conditions, etc.) 1. The COMPANY publishes the contents of this terms and conditions, company name and representative name, company address (including the address where consumer complaints can be handled), phone number, fax number, e-mail address, business registration number, mail-order business report number, Personal Information Protection Officer, etc., on initial SRS screen (front) of the COMPANY so that users can easily view them. However, the contents of these terms and conditions can be viewed by members through the connection screen. 2. The COMPANY may amend these terms and conditions to the extent that it does not violate applicable laws and regulations. 3. When the COMPANY revises these terms and conditions, the effective date and the reason for the revision shall be specified and notified along with the current these terms and conditions on the initial screen of the site from seven (7) days before the effective date to the day before the effective date. However, if the contents of these terms and conditions are changed unfavorably to members, it shall be notified with a grace period of at least 30 days in advance. In this case, the COMPANY clearly compares the content before and after the revision to make it easy for members to understand. However, changes related to new functions to the service or changes due to legal reasons shall take effect immediately. If users do not agree to the changes of these terms and conditions for the service, users shall immediately stop using the service, and users’ continued use is deemed that users agree to these terms and conditions. 4. Matters not specified in this terms and conditions and interpretation of this terms and conditions follows the Consumer Protection Act in E-Commerce, etc., the Act on the Regulation of Terms and Conditions, the Consumer Protection Guidelines in E-Commerce, etc., and related laws or commercial practices set by the Fair-Trade Commission. 5. When the COMPANY revises these terms and conditions, the revised these terms and conditions apply only to contracts concluded after the effective date, and the provisions of these terms and conditions before the amendment apply to contracts already concluded before that date. However, if the members who have already signed contracts send their wishes to receive the application of the amended terms and conditions to the COMPANY within the notice period of the amended terms and conditions pursuant to Paragraph three (3), the amended terms and conditions shall be applied. 6. Matters not specified in this terms and conditions and interpretation of these terms and conditions shall be governed by related laws and commercial practices. Article 4 (Establishment of a use contract, application for use, and acceptance) 1. The use contract is concluded when the person who wants to become a member agrees to the contents of these terms and conditions, applies for membership subscription, and the COMPANY accepts this application. 2. Those who wish to become members shall fill out the necessary information (e-mail, name, company name, etc.) according to the membership subscription application form provided by the COMPANY when subscribing to the site. Article 5 (Limitation of acceptance of application for use) 1. The COMPANY may restrict the acceptance of any of the following applications, and may suspend the acceptance until the reasons are resolved or terminate the use contract even after consent. (1) When there is a technical problem or the service-related facility capacity is insufficient; (2) When users have previously lost membership; (3) When there is a false application such as registering by using someone else's name, etc.; (4) When there is omission or misspelling of member registration information; (5) When the purpose of using service or use behaviors is in violation of laws and regulations or there is a risk of infringing on the rights of third parties; (6) When using illegal methods such as using malicious programs and bugs or exploiting system vulnerabilities for service; (7) When applying for the purpose of impairing the social well-being or public morals; (8) When approval is not possible due to reasons attributable to the subscription applicant or applying in violation of other regulations; and (9) When other requirements for application for use set by the COMPANY are not satisfied. 2. Members shall provide true information for the service use, and the COMPANY may request additional information from members if necessary depending on the service products provided. 3. If the COMPANY and members have entered into a separate contract regarding the service use, the separate contract shall prevail over these terms and conditions. Article 6 (Change and protection of members’ information) 1. Members can view and modify their information at any time through the members’ information management screen. 2. If there is a change in the information provided at the time of application for use, members shall immediately correct it online or notify the change in a separate form and method set by the COMPANY. 3. The COMPANY shall not be held liable for any disadvantages caused by members not notifying changes. 4. The COMPANY endeavors to protect members' information in accordance with related laws, such as the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc. 5. Relevant laws and the Personal Information Handling Policy of the COMPANY applies to the protection and use of Personal Information. However, the Personal Information Handling Policy of the COMPANY does not apply to linked sites other than the COMPANY's site. Article 7 (Commencement of service use) 1. The COMPANY starts service from the moment members' subscription application is accepted. 2. The COMPANY provides members a free period of use from the time of membership subscription for service experience and development review. 3. If the COMPANY cannot start service due to business or technical difficulties, it shall be announced on the site or notified to members. Article 8 (Use of charged service) 1. Charged service means service that members can use after paying through the payment method provided by the COMPANY after the period of free service to members has expired. 2. The COMPANY receives consent for charged service through the selection of rate plan and payment method from the agreed members of these terms and conditions during the free service. 3. Charged service starts from the time the COMPANY receives the members' consent to charged service. However, if the free service period provided by the COMPANY remains, charged service shall start after that period. Article 9 (Change of use contract) When members wish to change the contents of the service use contract, they shall acquire approval from the COMPANY. Article 10 (Provision of service) 1. The COMPANY divides the service into a certain range and can specify the available time for each range separately. However, in this case, the contents shall be notified in advance. 2. In principle, service hours shall be 24 hours a day (00:00-24:00) throughout the year except when the COMPANY is not available for business or technology. 3. The COMPANY may conduct regular inspections if necessary for service provision, and regular inspection time and information shall be notified by e-mail on the site screen. Article 11 (Charged service fee) 1. The fee to be paid by users in connection with the use of charged service provided by the COMPANY is as posted in the monthly plan guide. 2. The rate is based on monthly billing. 3. When starting charged service during the month, canceling the rate plan, or temporarily stopping/suspending use, the basic fee and basic provision amount are calculated and applied on a daily basis based on the cancellation date. Article 12 (Change of charged service) 1. The COMPANY may change the value of charged service supplied according to operational and technical needs, and shall notify in advance to members using charged service in accordance with the method of Article 22. 2. Charged service that members have already purchased/subscribed can be applied for change according to the policy set by the COMPANY. 3. Charged service change is a monthly change in principle, and members can use the service purchased/subscribed until the expiration of the period of use in the month in which the change is requested. 4. When the COMPANY provides charged service to members through a partnership, it follows the policy of that affiliate. Article 13 (Cancellation/Termination/Refund of charged service use) 1. Charged service can be canceled through the billing menu. If members cancel or terminate the charged service, they can cancel or terminate the charged service only after the credit card payment is completed by calculating the basic fee and basic supply amount on a daily basis based on the date of cancellation and termination. 2. If the contents of goods, etc. are different from the displayed or advertised contents or performed differently from the contract, members may request a refund within 30 days from the date they knew or could have known the fact. 3. Members can apply for the termination of charged service through the customer service center, management page, etc. at any time, and the COMPANY shall promptly process it according to the procedures prescribed by the relevant laws and regulations. 4. Members are not eligible for a refund if they have used service since starting service. 5. The COMPANY shall refund the entire amount of service when requesting a refund within seven (7) days from the start of service, provided that there is no service history after the members start the charged service. 6. The COMPANY is not obligated to refund the charged service payment to members for charged service that members use without direct payment, such as receiving charged service as a gift or free of charge through promotions, etc. 7. If the COMPANY terminates the contract or restricts the service use in accordance with this terms and conditions and there is any amount to be refunded, it shall be deducted and refunded in accordance with the refund criteria set forth in this section. However, in this case, the members may file an objection to the measure according to the procedure set by the COMPANY, and if the COMPANY deems it justifiable, it immediately resumes service to the members. 8. Paying members who want to maintain charged service shall take measures in advance to prevent arrears of usage fees or delinquency of payment methods. 9. When members fail to pay the charged service fee while using charged service, which is in monthly payment due to the application or consent of charged service in violation of the preceding Paragraph, the COMPANY shall attempt to collect payment again every day for seven (7) days on the day of delinquency. If the payment fails completely after seven (7) days of payment-collection attempts, the charged service may be automatically canceled. Article 14 (Refund for payment and overpayment) 1. The payment method for the use of charged service is deferred payment through regular credit card payment on the 5th of every month. 2. The COMPANY shall not collect any nominal fee in addition to the price of goods or services for the payment method of users. 3. The COMPANY shall refund the full amount of the charge in the same way as the payment of the charged service. However, if a refund is not possible in the same way, it shall be notified in advance. 4. When an error occurs due to reasons attributable to the COMPANY, the entire amount shall be refunded. However, if an error occurs due to reasons attributable to the members, the cost required for the COMPANY to refund the excess amount shall be borne by the users within a reasonable range, and the COMPANY may refund the penalty after deducting the cost. 5. The COMPANY shall bear the responsibility to prove that the charged service charges have been duly charged in case of refusal to refund the charges required by the members. 6. The COMPANY follows the content of the User Protection Guideline for detailed refund procedures and other matters for overpayment. 1) When the COMPANY or members know that a charge has occurred, they shall notify the other party according to the method suggested by the COMPANY, such as telephone or e-mail; 2) The COMPANY asks members for information necessary for refund (members name, payment proof documents, phone number, refund request account, etc.); 3) Members provide the COMPANY with the information required for refund No. 2; and 4) The COMPANY shall process refunds within seven (7) days from the date of information provided by users (If there is an explicit expression of intention by members, offset from the next fee); Article 15 (Suspension of use) 1. The COMPANY may set a fixed period and request improvement if the members' service use falls under one or more of the following items, and if it is not improved within the period, it may suspend the service use without prior notification. 1) When used for the purpose of damaging the national interest or the social public interest; 2) Criminal behaviors or behaviors contrary to the good customs and public order; 3) Behaviors that damages the reputation of others or penalizes others; 4) Behaviors that transmit or mediate a large amount of information transmission and advertisement information that may impede stable service operation; 5) Behaviors that distribute computer virus programs that can cause malfunction of computer and information devices; 6) When violates the terms of use set by the COMPANY or related laws such as the Act on Promotion of Information and Communications Network Utilization and Information Protection, etc.; 7) When the COMPANY is investigating fraudulent behavior related to members; 8) When users apply for or change an account using someone else's name or using someone else's Personal Information or false information such as email or mobile phone; 9) When shared personal account, App ID, API Key without justification; 10) Behaviors that steal information from others; 11) Behaviors that alter, reproduce, distribute, manipulate or commercially use information posted by the COMPANY; 12) Behaviors that infringe on intellectual property rights, portrait rights, and other rights of the COMPANY and other third parties; 13) Behaviors that collect, store, disseminate, and post personal information of other users without the COMPANY’s approval; 14) Behaviors that exploit bugs in the program; 15) Behaviors that may intentionally interfere with the COMPANY’s service operation or interfere with the stable operation of service; 16) Behaviors that post comments or send e-mails by impersonating the COMPANY's employees or operators, impersonating or stealing someone else's name; 17) Behaviors that imitate service or imitate or steal the COMPANY's brand; 18) Behaviors that use or imitate the COMPANY’s trademarks without permission other than the purpose of indicating the source of service; and 19) When not meeting requirements for application set by the Company, or confirming that the application is illegal or unfair or the Company is unable to accept for reasons attributable to applicants. 2. The COMPANY cancels the suspension of use without delay when it is determined that the reasons attributable to the members related to Paragraph one (1) have been resolved. 3. The COMPANY may terminate the service use contract after a 30-day grace period if the cause is not improved within 30 days after the suspension of use related to Paragraph one (1). At this time, the COMPANY notifies the members of this fact by phone or e-mail. 4. The COMPANY does not charge members for fees incurred during the period of suspension of service use. Article 16 (Change and discontinuation of service) 1. The COMPANY may change all or some of the existing service contents from time to time to improve service without any notification. 2. The COMPANY restrict or suspend all or part of SRS in any of the following cases: 1) When the grounds for maintenance and inspection, replacement, failure, loss of communication, etc. of information and communication facilities such as computers occur; 2) When it is unavoidable due to construction work such as repair of facilities for service; 3) When required for service upgrades and site maintenance, etc.; 4) When there is an obstacle to the normal service use due to power failure, disability of all facilities, or congestion of usage; 5) When members interfere with the COMPANY's sales activities; 6) When service cannot be maintained due to the COMPANY's circumstances, such as termination of contract with service provider; and 7) When there are other reasons for force majeure, such as natural disasters or national emergencies; 3. When service interruption under Paragraph two (2), the COMPANY shall notify members in the manner prescribed in Article 22. However, this is not the case if pre-notification is not possible due to the discontinuation of service due to reasons beyond the COMPANY's control (operator's intention, faultless disk failure, system failure, etc.). 4. The COMPANY shall not be held liable for any damages suffered by members due to changes or suspension of service unless there is intentional or gross negligence. Article 17 (Temporary suspension of use) 1. If members want to suspend the service use for a certain period of time, they can request it to the COMPANY. 2. When members want to resume service, they shall notify the COMPANY, and the COMPANY shall resume service within three (3) days from the date of notification receipt. Article 18 (Provision of information, publication of advertisements, and hyperlinks) 1. The COMPANY may publish advertisements deemed appropriate or applicable through the site, service screen, SMS, e-mail, etc. in relation to the operation of service, and members may restrictively reject them through a prescribed procedure. 2. It is entirely a matter between members and advertisers for members to communicate or transact by using advertisements posted on service or participating in advertisers' promotional activities through service. If problems arise between members and advertisers, members and advertisers shall resolve directly, and the COMPANY shall not be held liable for them. 3. The COMPANY shall not be held liable for transaction guarantees between members or between members and third parties in relation to goods and services independently provided by sites linked by hyperlinks, etc. 4. Members may refuse to receive e-mail for providing information at any time except for information related to service use and answers to customer inquiries under relevant laws and regulations. However, e-mails that were already sent at the time of refusal may not be interrupted for technical reasons. 5. Members shall not arbitrarily delete, slander, or interfere with banner advertisements provided by the COMPANY. 6. The service may display some content that is not owned by the COMPANY. The entity responsible for such content is the content provider. The COMPANY may review the content to determine whether it is illegal or violates service policies, and may delete it or refuse to publish it if it reasonably determines that the content violates service policies or laws. This does not necessarily mean that the COMPANY shall review the content. Article 19 (Obligations of the COMPANY's) 1. The COMPANY does not disclose, distribute, or provide Personal Information of members in relation to service provision to third parties without their consent. However, this is not applicable to requests from a related institution for the purpose of investigation according to the relevant laws and regulations, or due processes in accordance with the regulations of the Act, such as a request from the Korea Communications Standards Commission. 2. The COMPANY does not engage in behaviors prohibited by relevant laws and regulations and these terms and conditions or contrary to public morals and endeavors to provide service continuously and stably. 3. The COMPANY shall have a security system for Personal Information Protection so that members can use service safely, and shall disclose and comply with the Personal Information Handling Policy. 4. The COMPANY shall deal with any opinions or complaints raised by members regarding the service use if they are justified. Regarding opinions or complaints raised by members, the process and results are provided to members through the website or e-mail. 5. The COMPANY complies with laws and regulations related to the operation and maintenance of service, such as the Act on Promotion of Information and Communication Network Utilization and Information Protection, the Communication Secret Protection Act, and the Telecommunication Business Act. Article 20 (Obligations of members) 1. Members shall comply with other related laws, regulations of this terms and conditions, usage guide, and notices on service, as well as notices from the COMPANY and shall be held liable for any loss or damage caused by violating or not fulfilling the terms and conditions and notices. 2. Members shall not transfer or donate the right to use service or other status in the service contract to others, and shall not provide this as collateral. 3. When members use charged service, they shall faithfully pay the usage fee in a legitimate manner. 4. Members shall provide a contactable e-mail address so that the COMPANY can inform them of the necessary matters regarding service use and notify the COMPANY immediately if the information of members changes, and the COMPANY shall not be liable for any disadvantages caused by members not informing the COMPANY of the changed information. 5. Members shall check from time to time all policies or regulations, such as the matters to be registered in this terms and conditions, the service initial screen or notice, and the operation policy set by the COMPANY. 6. Under civil law, if members of a minor use charged service, members of a minor shall obtain consent from their legal representative before payment, and children under the age of 14 shall not use this service. 7. Members shall use the COMPANY's SDK and sample code in the manner provided by the COMPANY and shall not copy, modify, distribute, sell, transfer, collateralize or lend service or make any other modification of software, such as attempting to reverse design or extract source code. 8. Members shall not engage in any of the following activities in relation to service use: 1) Behaviors such as entering, registering, or transmitting false information in the process of using service, such as changing service application and verifying identity; 2) Behaviors such as using service unfairly by stealing IDs and passwords of other members or steal information; 3) Behaviors such as using the COMPANY's charged service by using others’ payment information such as others’ account numbers and credit card numbers without the permission of others; 4) Behaviors such as describing content that interferes with our business without justifiable reasons; 5) Behaviors such as changing information posted by the COMPANY; 6) Behavior such as transmitting or publishing information (such as computer programs) other than information determined by the COMPANY; 7) Behavior such as infringing intellectual property rights, such as copyrights of the COMPANY and other third parties; 8) Behavior such as defaming or interfering with the COMPANY and other third parties; 9) Behavior such as disclosing or posting obscene or violent messages, images, voices, and other information contrary to public order and morals; 10) Behavior such as using service for profit without the consent of the COMPANY; 11) Behavior such as posting or sending mail by impersonating or impersonating an employee of The COMPANY or an administrator of service, or stealing someone else's name; 12) Behavior such as registering or distributing computer viruses, other computer codes, files, and program data that cause destruction and confusion of service-related equipment, information, etc.; 13) Behavior such as reproducing, decomposing, or imitating service by modifying software, etc. provided by the COMPANY or by reverse engineering, decompiling, disassembly, and any other handling behavior; 14) Behavior such as causing load on the COMPANY's server by using service in a way different from normal usage, such as automatic access programs, and interfering with the COMPANY's normal service; 15) Any behaviors such as impeding or treating the stable operation of service; 16) Behaviors such as collecting, storing, and disclosing the Personal Information of other members without their consent; 17) Behaviors such arbitrarily leasing service to third parties; 18) Behavior for the purpose of crime behavior or instigating crime behavior; and 19) Other illegal behaviors or illegal violations of the COMPANY’s regulations. Article 21 (Obligations and responsibilities for e-mail and password management) 1. Members shall thoroughly manage their e-mails and passwords so that they are not exposed or used by third parties. 2. Members are responsible for all consequences resulting from damages caused by service use by members in violation of the obligations in the preceding Paragraph or illegal use by third parties, and the COMPANY shall not be held liable for this. 3. Members shall immediately notify the COMPANY and follow the COMPANY's instructions if they recognize that their IDs and passwords have been stolen or used by third parties. 4. In the case of the preceding Paragraph, the COMPANY shall not be held liable for any disadvantages caused by members' failure to comply with the COMPANY's guidance even if they do or do not notify the COMPANY of that fact. Article 22 (Notification to members) 1. If the COMPANY notifies members, it can be done by email or contact number designated by members unless there are separate regulations in these terms and conditions. 2. The COMPANY may post the information in the site announcement, etc., along with the individual notification in the preceding Paragraph, if a notification to the entire members is required. Article 23 (Personal Information collection and consignment) 1. The COMPANY collects the minimum Personal Information required for the establishment and implementation of the use contract by legitimate and fair means. 2. When collecting Personal Information, the COMPANY notifies the scope and purpose of Personal Information Handling Policy in advance in accordance with relevant laws. 3. In principle, the COMPANY handles and manages collected Personal Information by itself, but if necessary, part or all of its tasks may be consigned to third parties selected by the COMPANY. The COMPANY's Personal Information Handling Policy applies to the consignment of members' Personal Information. Article 24 (Prohibition of transfer) Members shall not transfer the rights to use service or other status under the use contract to another person, give as gifts, provide as collateral, etc. Article 25 (Restriction on the service use, etc.) 1. The COMPANY may take step-by-step restrictions such as warning, suspension of service use, and contract termination if members violate the obligations of these terms and conditions or interfere with the normal operation of service. 2. If the COMPANY takes the measures specified in the preceding Paragraph, the COMPANY notifies members by phone or e-mail in advance. 3. Notwithstanding the preceding Paragraph, the COMPANY may terminate the contracts with members for violation of relevant laws, such as theft of names, payment, copyright, and illegal communication and hacking, distribution of malicious programs, and violation of laws on information protection. In the event of termination of the contract under this Paragraph, all benefits obtained through the service use shall also be extinguished, and the COMPANY shall not compensate for them. 4. Members shall not attempt to access the service using any other means other than the APIs and guides of the service. s Members shall use the service by means only available to the extent permitted by law. 5. The service use may be restricted if members fall under each of the following sub-paragraphs: 1) When members fail to pay the usage fee after the COMPANY's request for payment, etc.; 2) When users register false information when applying for or changing service; 3) When members steal information from others or other parties; 4) When members send or post computer programs, etc. other than those prescribed by the COMPANY; 5) When members infringe on intellectual property rights, such as the COMPANY or copyright of a third party; 6) When members use service for profit or resell or sublease to a third party without the COMPANY’s consent; and 7) When a national institution requests service restriction in accordance with relevant laws 8) Other illegal or unfair behaviors. 6. Members may file an objection to the COMPANY's measures in accordance with the procedures set by the COMPANY, and if the COMPANY acknowledges that members' objections are justified, the COMPANY immediately resumes the service use. Article 26 (Cancellation, termination, etc.) 1. When members want to cancel the use contract, they can apply for cancellation according to the cancellation method guided on the site. 2. The COMPANY shall cancel members' service use upon receiving an application for cancellation of registration. 3. If members terminate the contract, Personal Information of members shall be deleted immediately after termination unless the COMPANY can hold Personal Information of members in accordance with the relevant laws and Personal Information Handling Policy. Article 27 (Compensation for damages) 1. If the members violate the regulations of these terms and conditions and cause damage to the COMPANY, the members who violate these terms and conditions shall compensate for all damages incurred to the COMPANY. 2. The COMPANY shall not be held liable for any damages to members in connection with the use of free service. In the case of charged service, it follows the terms and conditions used for each service. 3. If the COMPANY receives objections, including claims for damages or lawsuits, from third parties other than the members due to illegal behaviors or violations of this terms and conditions by members in using service, the members shall be solely held liable and indemnify the COMPANY at their cost, and if the COMPANY is not indemnified, the members shall compensate the COMPANY for all damages caused thereby. 4. The COMPANY shall not compensate for damages if the damage is caused by force majeure such as natural disasters or by intention or negligence of users. 5. The claim for damages shall be filed by e-mail, telephone, etc., stating the reason for the claim, the amount of the claim, and the basis for calculation to the COMPANY. Article 28 (Disclaimer) 1. The COMPANY shall not be obligated to provide service if it is unable to provide service due to national emergency, natural disaster, or equivalent force majeure. 2. The COMPANY shall not be held responsible for disruption of service use due to reasons attributable to members, such as failure to comply with these terms and conditions, service usage methods and usage standards. 3. The COMPANY shall not be held responsible for the loss of revenue expected by members using service, nor shall it be held for any other damages caused by data obtained through service. 4. The COMPANY shall not be obligated to intervene in disputes between members or between members and a third party through service, and shall not be held responsible for any damages resulting from this. 5. Members shall be responsible for damages caused by negligent management of their e-mail and passwords or illegal use by third parties, and the COMPANY shall not be held liable for this. 6. The COMPANY shall not compensate for damages caused by the suspension of telecommunication service or failure to provide it normally. 7. The COMPANY shall not compensate for all problems caused by the computer environment of the application users of members or problems caused by the network environment without attributable reasons of the COMPANY. 8. The COMPANY shall not compensate for damages caused by members' negligence in system security management. 9. The COMPANY shall not compensate for damages caused by leakage of Personal Information due to problems with members' apps. 10. The COMPANY shall not compensate for damages caused by third parties’ illegal accessing or using the COMPANY's server. 11. The COMPANY shall not compensate for damages caused by third parties’ interference of transfer to or from the COMPANY’s server. 12. The COMPANY shall not compensate for damages caused by third parties’ transmission or distribution of malicious programs. 13. The COMPANY does not compensate for any other damages not caused by the COMPANY's intentional or negligible reasons. 14. Members shall be responsible for damages caused by the loss of data or information, or damage to the computer system caused by downloading or accessing certain programs or information using the COMPANY's service by their own decision. Article 29 (Competent Court) 1. In the event of a dispute between the COMPANY and members in relation to the service use, the COMPANY and members shall faithfully negotiate for resolution of the dispute. 2. If the dispute is not resolved despite the consultation in the preceding Paragraph, both parties may file a lawsuit with the competent court under the Civil Procedure Act. 3. The law of Republic of Korea applies to lawsuits filed between the COMPANY and members. Additional clauses 1. (Effective Date) This terms and conditions shall come into force on March 22, 2021.